Household Budget Terms & Conditions

1. What This Site Is (And Isn't)

This site is: A free tool to help you estimate your household budget, plan monthly expenses, and manage your family's finances. We provide estimates based on market research and official data.

This site is NOT: A source of financial advice, legal opinion, or government service. Our calculators give you numbers to work with — but you should always verify with local markets before making final decisions.

• We're not financial advisors
• We're not affiliated with any government program
• We don't guarantee prices — markets change
• Use this as a guide, not as the final word

2. Who Can Use This Site

Anyone can use our tools. We don't ask for your age, location, or anything else. But if you're under 18, it's a good idea to use the site with a parent or guardian.

We built this for Pakistani families, but anyone anywhere is welcome to use it. Just keep in mind that prices are based on Pakistani market rates.

3. About Accuracy (Honest Truth)

We try our best. Really. We check market data regularly. We double-check the numbers. But here's the honest truth:

• Prices change: What we show today might be different next week. Markets go up and down.
• Different cities, different rates: Your local shop might charge more or less than our estimates.
• Human error: We're human. Sometimes we make mistakes. If you find one, please tell us and we'll fix it.

If you're using our numbers for something important — like planning your monthly budget — please double-check with local sources. We're here to help, but we can't take responsibility for decisions you make based on our estimates.

4. Your Responsibilities

When you use our site, we trust you to:

• Use the tools for their intended purpose (helping you plan, not anything harmful)
• Verify important numbers with local sources before acting on them
• Not try to break or misuse the website (we're small, please be kind)
• Share feedback if something seems wrong — it helps everyone

5. We Don't Charge Anything

Everything on this site is 100% free. We don't have premium features, hidden fees, or paid subscriptions. If we ever add ads in the future (to cover hosting costs), they'll be clearly marked as ads. But the calculators will always be free.

We built this as a service to the community. No payment is required, now or ever.

6. Who Owns What

The code, design, and content on this site belong to us. You're welcome to use the calculators for your personal planning. You can even share the link with friends and family — that's why we built it!

But please don't copy our code, steal our content, or try to sell our tools as your own. That's not cool.

• You can share links to our site — that's encouraged!
• You can use our estimates for your personal planning
• You cannot copy our calculators and put them on your own site
• You cannot sell access to our tools (they're free for everyone)

7. What We're Not Responsible For

We provide these tools as a free service. We try to be accurate, but we can't guarantee:

• The site will always be available (sometimes servers go down)
• All prices are exactly right for your specific shop
• Any financial loss from using our estimates

You use this site at your own risk. We're not liable for any decisions you make based on our tools. If you're not comfortable with that, that's okay — you don't have to use the site.

8. If We Change These Terms

We don't plan to change these terms often. If we do, we'll update the date below and post the changes here.

If we make significant changes, we'll also mention it on our homepage. By continuing to use the site after changes, you agree to the updated terms.

9. Questions? Talk to Us

If anything here is confusing, or if you have questions about how we work, please email us. We're real people and we're happy to help.